Buying your first home is an exciting time and is likely to involve some of the most important financial decisions you’ll ever make. However, the process doesn’t have to be difficult.

That’s why it’s important to get the correct advice and the best mortgage for you. I’m here to help you on your journey to becoming a homeowner.

From working out how much you could borrow, to picking up the keys to your first home, I’ll be there every step of the way.

If you are moving home it could be for an variety of reasons – schools, family, new additions, downsizing.

Whatever the reason, I will help you select a product that suits your unique needs and allows you to be flexible with your mortgage product.

Whether you are looking for a new mortgage, or advice on taking your existing mortgage to your new home, I can help look at any extra finances required, leaving you to concentrate on finding the perfect home.

If you are looking to obtain funds for home improvements/extension, to purchase a second property or holiday home, a new car, pay off debts, or even to help your children buy their first home, then I can help you to release equity from your property.

You will be amazed at the great deals and low rates that are available to you, especially if your Loan to Value (LTV) has dropped since your current mortgage was taken out. I do all the hard work so you can enjoy the benefits.

If you are thinking of moving house but you want to keep your existing property to rent out, or struggling to sell your current home, then a Let-to-Buy could be the answer for you.

Letting out your current property will allow you to move into a new home. I can help achieve the best Let to Buy deal for you.

The UK needs plenty of new homes. Whether you are an experienced property developer/house builder, or someone looking to build a property for the 1st time, I have industry wide experience to ensure that your project will be profitable.

I have developed relationships with an extensive list of lenders so that I can always find the right product for your project.

There are many lifetime mortgage plans on the market, so it’s vitally important to seek independent, expert advice from a company that will compare the whole market to find the right deal for your circumstances.

Every Case is unique to your own personal circumstances.

Shared Ownership and Shared Equity mortgages are increasingly popular for first-time buyers looking to get on the property ladder. ‘Traditional’ mortgages typically require a significant deposit.

With a shared equity scheme, you pay a percentage of the full market value of the purchase price to acquire a percentage ownership of the property. The balance of the purchase price is provided by an equity sharing lender.

At any time you can then purchase further shares (bricks) as and when you can afford to, eventually owning 100% of the property.

Going to Auction can be a great opportunity to secure a property, or a project, at a great price.

However, many people don’t realise that mortgages may need to be in place before a sale. I can help you set your budget and source a product, dependant on what your plans for the property.

You can be confident that you have the right finances in place.

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Based in Chorleywood